BANKING

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Check out our competitive Money Market Savings Banking Benefits- Deposit Introductory Rate. Apply for a Money Market Savings account online, or by calling us at 877-734-2265, or through your State Farm agent.Limitations apply.

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We are unable to return rates based on the zip code you entered. Below are the rates for our Corporate location in Bloomington, IL (61791). Please enter a valid US zip code in order to view rates in your area.

State Farm Bank® deposit accounts are FDIC insured.

Interest Checking Account Return to Footnote Reference Footnote Reference

Earn a competitive interest rate when you have an account balance of at least $2,500

Features
  • Make deposits from home or on the go with MyTime Deposit®
  • ATM Fee rebates up to $10 per statement cycle or unlimited with direct deposit. Limitations Apply
  • Bank anywhere with the State Farm® mobile app
Learn More

Rates effective as of 09/11/2019

Balance Interest Rate Annual Percentage Yield (APY)
$0 - $2,499 0.00% 0.00%
$2,500+ 0.25% 0.25%

Fees and charges may reduce earnings on accounts.
Refer to the Pricing Schedule for Consumer & Business Deposit Accounts and the Truth in Savings Disclosures for more details.

[1] Rates may change after account is opened. No minimum opening Deposit.

With our Money Market Savings account, you can save for the future while earning a great rate.

Features
  • Competitive rate and FDIC insured up to applicable limits
  • Make deposits from home or on the go with MyTime Deposit®
  • Convenient online banking and bill payment
  • ATM Fee rebates up to $10 per statement cycle or unlimited with direct deposit. Limitations Apply
Truth in Savings Disclosures
Learn More

Rates effective as of 09/11/2019

Standard Rates Relationship Rates[2] Introductory Rates[3]
Balance Interest Rate Annual Percentage Yield (APY) Interest Rate Annual Percentage Yield (APY) Interest Rate Annual Percentage Yield (APY)
$0 - $4,999 0.50% 0.50% 1.98% 2.00% 1.98% 2.00%
$5,000 - $4,999,999 1.00% 1.01% 1.98% 2.00% 1.98% 2.00%
$5,000,000+ 0.50% 0.50% 0.50% 0.50% 0.50% 0.50%

Whether you're saving for a new car, a dream vacation, or wanting the peace of mind that comes from knowing you're ready for the unexpected, our Savings account will help you grow your money safely.


Rates effective as of 09/11/2019

Balance Interest Rate Annual Percentage Yield (APY)
$0 - $4,999 0.10% 0.10%
$5,000 - $4,999,999 0.30% 0.30%
$5,000,000+ 0.10% 0.10%

With our Business Money Market account, you can safely save for the future while earning a great rate.

To apply for a Business Money Market account, contact a State Farm Agent.


Features
  • Competitive rate and FDIC insured up to applicable limits
  • ATM Fee rebates up to $10 per statement cycle or unlimited with direct deposit. Limitations Apply
Truth in Savings Disclosures
Learn More

Rates effective as of 09/11/2019

Balance Interest Rate Annual Percentage Yield (APY)
$0 - $4,999 0.50% 0.50%
$5,000 - $4,999,999 1.00% 1.01%
$5,000,000+ 0.50% 0.50%

To apply for a Business Savings account, contact a State Farm Agent.


Rates effective as of 09/11/2019

Balance Interest Rate Annual Percentage Yield (APY)
$0 - $4,999 0.10% 0.10%
$5,000 - $4,999,999 0.30% 0.30%
$5,000,000+ 0.10% 0.10%

Fees and charges may reduce earnings on accounts.
Refer to the Pricing Schedule for Consumer & Business Deposit Accounts and the Truth in Savings Disclosures for more details.

[1] Rates may change after account is opened. Minimum opening deposit is $1,000.

[2] The Banking Benefits - Deposit program requires a Consumer Checking or Interest Checking AND a Consumer Money Market Savings with the same ownerships. Requirements to earn the Relationship Rates are qualifying activity in the Checking or Interest Checking account(s) of Ū,500+ daily balance OR 10 withdrawal transactions. If the Checking or Interest Checking requirements are not met, the Money Market Account(s) will earn the Standard Rates. If you have multiple Qualifying checking accounts with the same ownership as Your Benefit Account, the balances and transactions for those Checking and/or Interest Checking accounts will be added together to determine Benefit eligibility. The 10 Withdrawal transactions per statement cycle can be Debit Card, ATM Card, Bill Pay, Account to Account transfer, ACH, Wire Transfer, or Check. We count withdrawals for purposes of eligibility requirements as of the date they are posted to your account, not as of the date you initiate them. As such, a withdrawal you initiate during one statement period may not be counted until a subsequent statement period.

[3] The Banking Benefits - Deposit Introductory program offers a high yield fixed Introductory Rate during the first 12 statement cycles after opening a new Consumer Money Market Savings account with State Farm Bank. A new Consumer Money Market Savings account means you cannot have an existing Money Market Savings with the same ownership currently open or which closed within the last 12 months. The new Money Market Savings must be a Personal or Trust account. IRA Money Market , Estate, Uniform Transfer to Minors, and Business accounts are NOT eligible.

[4] Rates may change after account is opened. No minimum opening Deposit.

Special Term CDs renew automatically at maturity into the next highest Standard Term CD.

Consider a fixed-rate CD for predictable income or a way to grow your savings.

Features
  • Fixed rate
  • Interest compounded daily
  • Flexible interest payment options
Truth in Savings Disclosures
Learn More

Consumer Certificate of Deposit[1]

Rates effective as of 09/11/2019


Duration Less than $100,000 $100,000 or more
Interest Rate Annual Percentage Yield (APY) Interest Rate Annual Percentage Yield (APY)
12 months
1.73% 1.75% 1.73% 1.75%
24 months
1.78% 1.80% 1.78% 1.80%
30 months
Special Term
2.23% 2.25% 2.23% 2.25%
36 months
1.98% 2.00% 1.98% 2.00%
48 months
1.98% 2.00% 1.98% 2.00%
60 months
2.37% 2.40% 2.37% 2.40%

Business Certificate of Deposit[1]

Rates effective as of 09/11/2019


Duration Less than $100,000 $100,000 or more
Interest Rate Annual Percentage Yield (APY) Interest Rate Annual Percentage Yield (APY)
12 months
1.73% 1.75% 1.73% 1.75%
24 months
1.78% 1.80% 1.78% 1.80%
30 months
Special Term
2.23% 2.25% 2.23% 2.25%
36 months
1.98% 2.00% 1.98% 2.00%
48 months
1.98% 2.00% 1.98% 2.00%
60 months
2.37% 2.40% 2.37% 2.40%

Fees and charges may reduce earnings on accounts.
Refer to the Pricing Schedule for Consumer & Business Deposit Accounts and the Truth in Savings Disclosures for more details.
Special Term CDs renew automatically into the next highest Standard Term CD.

[1] A penalty may be imposed for early withdrawals, which could reduce the Annual Percentage Yield (APY). Minimum opening deposit for an account less than $100,000 is $500. Rates are subject to change. The interest rate and APY are assigned the time of account application for a new CD and on the maturity date for an existing CD.

Individual Retirement Account Certificates of Deposit Individual Retirement Account Money Market Coverdell Education Savings Account CDs Health Savings Account Savings Savings and CDs Individual Retirement Account (IRA) Certificates of Deposit (CDs) 2


Special Term CDs renew automatically at maturity into the next highest Standard Term CD.

Enjoy a competitive guaranteed interest rate for the selected term, as well as the benefits of saving in a tax-advantaged account.

To apply for an IRA CD, contact us by calling 877-734-2265 (877-SF4-BANK).

Features
  • Open your account with $500 and start earning interest
  • Available as either a Traditional or Roth account
  • Multiple terms available ranging from 12 months to 60 months
  • Interest is compounded daily
Truth in Savings Disclosures
Learn More

Rates effective as of 09/11/2019


Duration Less than $100,000 $100,000 or more
Interest Rate Annual Percentage Yield (APY) Interest Rate Annual Percentage Yield (APY)
12 months
1.73% 1.75% 1.73% 1.75%
24 months
1.78% 1.80% 1.78% 1.80%
30 months
Special Term
2.23% 2.25% 2.23% 2.25%
36 months
1.98% 2.00% 1.98% 2.00%
48 months
1.98% 2.00% 1.98% 2.00%
60 months
2.37% 2.40% 2.37% 2.40%

3

Whether you want to direct a portion of your paycheck toward retirement savings or withdraw funds without being charged a bank penalty, this account provides the convenience and flexibility you're seeking.

To apply for an IRA Money Market, contact us by calling 877-734-2265 (877-SF4-BANK).

Features
  • Open your account with $1,000 and start earning interest
  • Available as either a Traditional or Roth account
  • Variable, tiered interest rate
  • Interest earned is tax free or tax deferred
Truth in Savings Disclosures
Learn More

Rates effective as of 09/11/2019


Balance Interest Rate Annual Percentage Yield (APY)
$0 - $4,999 0.50% 0.50%
$5,000 - $4,999,999 1.00% 1.01%
$5,000,000+ 0.50% 0.50%

2

Special Term CDs renew automatically at maturity into the next highest Standard Term CD.

College costs keep increasing, but with a Coverdell ESA you can make every dollar count.

To apply for a Coverdell Education Savings Account, contact us by calling 877-734-2265 (877-SF4-BANK).

Features
  • Open your account with $500 and start earning interest
  • Multiple terms available ranging from 12 months to 60 months
  • Interest is compounded daily
Truth in Savings Disclosures
Learn More

Rates effective as of 09/11/2019


Duration Less than $100,000 $100,000 or more
Interest Rate Annual Percentage Yield (APY) Interest Rate Annual Percentage Yield (APY)
12 months
1.73% 1.75% 1.73% 1.75%
24 months
1.78% 1.80% 1.78% 1.80%
30 months
Special Term
2.23% 2.25% 2.23% 2.25%
36 months
1.98% 2.00% 1.98% 2.00%
48 months
1.98% 2.00% 1.98% 2.00%
60 months
2.37% 2.40% 2.37% 2.40%

1

With our Health Savings Account (HSA), which works similarly to an interest bearing checking account, you can pay for qualified medical expenses tax free, deduct contributions from your income taxes, and accumulate unused funds for expenses in the future.

To apply for a Health Savings Account, contact us by calling 877-734-2265 (877-SF4-BANK).

Rates effective as of 09/11/2019


Balance Interest Rate Annual Percentage Yield (APY)
$0 - $2,499 0.05% 0.05%
$2,500 - $9,999 0.15% 0.15%
$10,000+ 0.40% 0.40%

Fees and charges may reduce earnings on accounts.
Refer to the Pricing Schedule for Consumer & Business Deposit Accounts and the Truth in Savings Disclosures for more details.
Special Term CDs renew automatically into the next highest Standard Term CD.

[1] Rates may change after account is opened. No minimum opening Deposit.

[2] A penalty may be imposed for early withdrawals, which could reduce the Annual Percentage Yield (APY). Minimum opening deposit for an account less than $100,000 is $500. Rates are subject to change. The interest rate and APY are assigned the time of account application for a new CD and on the maturity date for an existing CD.

[3] Rates may change after account is opened. Minimum opening deposit is $1,000.

Visa Credit Cards Visa® Credit Cards

Features
  • Simplicity, convenience, and competitive rates
  • Online Visa Discounts
  • Choice of standard or rewards earning credit cards
Learn More

Rates effective as of 08/02/2019


Card Type Annual Percentage Rate (APR)[1]
State Farm® Rewards Visa®
Important Account Disclosures [PDF-167.4KB]
16.24 - 26.24%
State Farm® Good Neighbor Visa®
Important Account Disclosures [PDF-224.6KB]
15.24 - 25.24%
State Farm® Student Visa®
Important Account Disclosures [PDF-152.1KB]
17.24 - 25.24%
State Farm Bank® Business Visa®
Important Account Disclosures [PDF-154.6KB]
15.24 - 22.24%

Visa is a registered trademark of Visa International Service Association.

[1] The annual percentage rate is based on creditworthiness and will vary with the market based on the Prime Rate.

Home Mortgage Loans Vehicle Loans Home Equity Products
Home Mortgage Loans


Choose from a variety of fixed-rate and adjustable rate mortgage loans to meet your home financing needs.



Find competitive loan rates on cars, trucks, boats, motorcycles, and many other small vehicles.

To apply for a loan, contact a State Farm Agent.

Features
  • No application fee
  • Payoff Protector® [1] is included with all vehicle loans
  • Minimum loan amount is $5,000 for most terms
Learn More

Automobiles, Light Trucks, Vans, SUVs

Rates effective as of 09/08/2019


Vehicle Type Annual Percentage Rate (APR) [1]
New Vehicles (2018-2020) As low as 3.39%
Used Vehicles (2017 & Older) As low as 3.89%

Boats, Recreational Vehicles, Travel Trailers

Rates effective as of 09/08/2019


Vehicle Type Annual Percentage Rate (APR) [1]
New Vehicles (2018-2020) As low as 4.64%
Used Vehicles (2017 & Older) As low as 5.19%

Motorcycles

Rates effective as of 09/08/2019


Vehicle Type Annual Percentage Rate (APR) [1]
New Vehicles (2018-2020) As low as 6.24%
Used Vehicles (2017 & Older) As low as 6.84%



Tap into your home investment when you really need it with a home equity loan or line of credit.

Features
  • No application fee
  • Low Lender Closing Fees
Learn More

Rates effective as of 08/05/2019


Term Annual Percentage Rate (APR) Amount
Home Equity Loan[1] Terms may vary 4.99-9.75% $10,000-$500,000
Home Equity Line of Credit[2][3] 120 months1 6.50-9.25% $10,000-$500,000

For Home Equity Lines of Credit, the annual percentage rate is based on creditworthiness and will vary with the market based on the Prime Rate.


State Farm Bank, F.S.B., Bloomington, Illinois ("Bank"), is a Member FDIC and Equal Housing Lender. NMLS ID 139716. The other products offered by affiliate companies of State Farm Bank are not FDIC insured, not a State Farm Bank obligation or guaranteed by State Farm Bank, and may be subject to investment risk, including possible loss of principal invested. The Bank encourages any interested individual(s) to submit an application for any product(s) offered by the Bank. We also encourage you to obtain information regarding the Bank's underwriting standards for each type of credit or service offered by visiting statefarm.com or by contacting the Bank at 877-SF4-BANK (877-734-2265). For those who are deaf, hard of hearing, or do not use your voice to communicate, please contact us via 711 or other relay services.

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